krishmunn
I have earlier contacted Atlas to verify if they are registered with any state's Department of Insurance. They did not even reply.
IMO, it is better to buy an Indian Insurance. For American insurance, the only way to make them pay is go to court against them but with Indian Insurance, you can lodge claim with Insurance Ombudsman in India which is fast and effective. The only flip side is, US medical facilities might not recognize Indian insurance (though most Indian insurance collaborate with US insurance for claim processing)
IMO, it is better to buy an Indian Insurance. For American insurance, the only way to make them pay is go to court against them but with Indian Insurance, you can lodge claim with Insurance Ombudsman in India which is fast and effective. The only flip side is, US medical facilities might not recognize Indian insurance (though most Indian insurance collaborate with US insurance for claim processing)
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